Dental coverage is a little different then health insurance in that there are three types of coverage's. Depending on you specific situation one of these three will best suite you.
- Fully Insured Dental: these are usually the most expensive programs, however the converage's are predictable, so you know what cost have to be paid out of pocket:
- Fee for Service: these programs are the most popular because of the cost and coverage they offer. There are no waiting periods or pre-existing condition clause's. With this type of program there are set fees that must be paid by the patients usually at a significantly lower cost.
- Imdentity Dental insurance: these programs pay money to you to cover the cost of procedures that are covered. This type of program offers freedom because you do not have to use specific doctors, claims are paid directly to you.
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